PTPTN Loan The first option for most Malaysians thinking about taking a study loan is the PTPN loan (National Higher Education Fund). It is a study loan funded by the Malaysian government, and has a low interest rate of 1% p.a. (p.a. stands for per annum, which is Latin for per year).Basically, an interest rate […]
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Sahabat Agro is an interesting concept that is launched by Agro Bank. This is perhaps on of the first MLM saving scheme ever launched by a Bank in Malaysia. So is this scheme sustainable or legitimate? Agro Bank fully is owned by Ministry of Finance which makes this a legit bank unlike other hanky panky […]
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Central Credit Reference Information System (CCRIS) If you are a borrower, and if you have default in any loan repayments, CCRIS will have the records and you can be blacklisted if you do not handle your repayment properly. Bank Negara sets up Central Credit Reference Information System (CCRIS) to supervise financial institutions in order to […]
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