Citibank has a wide range of different credit cards to suit different clientele and each of the cards has its own advantages. Below is a list of different cards for you to compare to see which type of card is suitable for you.
Citibank Citi PremierMiles Visa Card
- Minimum monthly income: RM8,333
- Interest rate: 15% per annum
- Balance transfer: 2.99% per annum (one-time upfront fee)
- Annual Fee: RM600
- Late payment charges: 1% of outstanding balance or RM10 up to a maximum of RM100
- Enjoy earning up to 2 PremierMiles for every RM3 that you spent
- Unlimited access to selected Plaza Premium Lounges in Malaysia and international Plaza Premium Lounges
- Travel insurance coverage of up to RM300,000 and travel inconvenience coverage of up to RM32,000
- Enjoy various privileges at all participating merchants
Citibank Shell-Citi Credit Card
- Minimum monthly income: RM2,000
- Interest rate: 15% per annum
- Balance transfer: 2.99% per annum (one-time upfront fee)
- Annual Fee: RM195
- Late payment charges: 1% of outstanding balance or RM10 up to a maximum of RM100
- Enjoy getting up to 8% cashback when you fill up your car or motorcycle at any SHELL petrol stations
- Enjoy various privileges at all participating merchants
- Travel insurance coverage of up to RM100,000
- Enjoy 0% interest on instalment payment plan at all participating merchants
Citibank Choice Credit Card
- Minimum monthly income: RM2,000
- Interest rate: 15% per annum
- Balance transfer: 2.99% per annum (one-time upfront fee)
- Annual Fee: Free
- Late payment charges: 1% of outstanding balance or RM10 up to a maximum of RM100
- Enjoy earning Reward Points that will not expire from retail spending in dining, shopping, entertainment and groceries
- Enjoy earning 50 Citi Rewards points for every RM50 that you spent per transaction
- Enjoy various discounts at over 24,000 hotels, restaurants, retail outlets, boutiques and golf resorts worldwide
- Enjoy various discounts at over 1,000 hotels, restaurants, retail outlets, boutiques and golf resorts in Malaysia
- Enjoy 0% interest on instalment payment plan at all participating merchants
Citibank AirAsia-Citi Platinum Visa Card
- Minimum monthly income: RM3,000
- Interest rate: 15% per annum
- Balance transfer: 2.99% per annum (one-time upfront fee)
- Annual Fee: RM380
- Late payment charges: 1% of outstanding balance or RM10 up to a maximum of RM100
- Enjoy earning up to 3X AirAsia Points from all your retail spending in dining, shopping, travelling and groceries
- You will be able to enjoy AirAsia priority booking and receive early notifications on AirAsia promotions on special fares and holiday packages
- Enjoy up to 30% discount on Executive Screening Packages excluding consultation fees at selected hospitals
- Enjoy up to 15% discount on walk-in rates for all hospitals and this is applicable to rates of RM120 and above
- Travel insurance coverage of up to RM200,000 for a maximum of 30 days
- Enjoy 0% interest on instalment payment plan at all participating merchants
Citibank CitiBusiness Credit Card
- Minimum monthly income: RM10,000
- Interest rate: 15% per annum
- Balance transfer: 2.99% per annum (one-time upfront fee)
- Annual Fee: RM200
- Late payment charges: 1% of outstanding balance or RM10 up to a maximum of RM100
- Enjoy earning 1.5 Reward points for every RM1 that you spent in dining, shopping groceries, entertainment and petrol
- Enjoy earning 50% more Citi Rewards Points with no expiry date
- This card allows you greater control over your financial situation
- You can also apply for higher business-size credit lines of up to RM250,000 to cater to your business needs
- Personal accident insurance benefits of up to RM570,000
- Enjoy various discounts at over 25,000 hotels, restaurants, retail outlets, boutiques and golf resorts worldwide
- Enjoy 0% interest on instalment payment plan at all participating merchants
Citibank Rewards Card
- Minimum monthly income: RM5,000
- Interest rate: 15% per annum
- Balance transfer: 2.99% per annum (one-time upfront fee)
- Annual Fee: RM600
- Late payment charges: 1% of outstanding balance or RM10 up to a maximum of RM100
- Enjoy 5X Citi Rewards Points for every RM1 that you spent at major supermarkets such as Giant, Tesco, Cold Storage, Jaya Grocer and many others and the maximum limit is RM3,000 per month based on the billing cycle
- Enjoy 5X Citi Rewards Points for every RM1 that you spent overseas in travelling and the maximum limit is RM24,000 per year
- Enjoy 5X Citi Rewards Points for every RM1 that you spent at major department stores such as AEON, Marks & Spencer, Robinsons, Tangs, Isetan and Metrojaya and the maximum limit is RM3,000 per month based on the billing cycle
- Complimentary unlimited access to the Plaza Premium Lounge in Kuala Lumpur International Airport (KLIA)
- Enjoy up to 20% discount on Executive Screening Packages excluding consultation fees at selected hospitals
- Enjoy 15% discount on walk-in rates for all hospitals and this is applicable to rates of RM120 and above
- Travel Accident Insurance coverage of up to RM50,000
- Purchase Protection coverage of up to RM10,000 per item or RM25,000 per occurrence
- Enjoy 0% interest on instalment payment plan at all participating merchants
Citibank Business Platinum Card
- Minimum monthly income: RM4,000
- Interest rate: 15% per annum
- Balance transfer: 2.99% per annum (one-time upfront fee)
- Annual Fee: RM200
- Late payment charges: 1% of outstanding balance or RM10 up to a maximum of RM100
- Enjoy earning up to 1.2% cash back on overseas transaction with no limit in travelling, shopping, entertainment, dining and groceries
- Enjoy earning up to 0.5% cash back on local transaction with no limit in travelling, shopping, entertainment, dining and groceries
- Enjoy additional hotel deals and offer
- Enjoy 20% discount off the total food bill or get a complimentary desert or wine when you spent at least RM500 or more in a single receipt at selected restaurants
- Personal Accident insurance coverage of up to RM1,000,000 and travel inconvenience coverage
- Enjoy 0% interest on instalment payment plan at all participating merchants
Citibank Clear Credit Card
- Minimum monthly income: RM2,000
- Interest rate: 15% per annum
- Balance transfer: 2.99% per annum (one-time upfront fee)
- Annual Fee: RM90
- Late payment charges: 1% of outstanding balance or RM10 up to a maximum of RM100
- Enjoy earning up to 3X Citi Rewards Points on shopping and dining transactions
- Enjoy earning 1X Citi Rewards Points with every RM1 that you spent in dining, shopping, entertainment, groceries and utilities
- Enjoy exclusive discounts at selected cinemas and Coffee Bean and Tea Leaf outlets
- Enjoy 0% interest on instalment payment plan at all participating merchants
Citibank Cash Back Card
- Minimum monthly income: RM3,000
- Interest rate: 15% per annum
- Balance transfer: 2.99% per annum (one-time upfront fee)
- Annual Fee: RM127.20
- Late payment charges: 1% of outstanding balance or RM10 up to a maximum of RM100
- Enjoy up to 5% cash back on all retail spending in shopping, groceries, petrol, utilities, insurance and health
- Enjoy various discounts at over 24,000 hotels, restaurants, retail outlets, boutiques and golf resorts worldwide
- Enjoy up to 20% discount on healthcare packages at 20 participating hospitals
- Enjoy 2% rebate when you are spending money in Watson, Guardian and Caring pharmacies
- Enjoy 15% discount on walk-in rates for all hospital and this is applicable to rates of RM120 and above
- Travel Accident Insurance coverage of up to RM100,000
- Purchase Protection coverage of up to 30 days on eligible purchases
- Enjoy 0% interest on instalment payment plan at all participating merchants
Citibank Cash Back Platinum
- Minimum monthly income: RM5,000
- Interest rate: 15% per annum
- Balance transfer: 2.99% per annum (one-time upfront fee)
- Annual Fee: RM206.70
- Late payment charges: 1% of outstanding balance or RM10 up to a maximum of RM100
- Enjoy up to 5% cash back on all retail spending in shopping, groceries, petrol, utilities, insurance and health
- Enjoy various discounts at over 24,000 hotels, restaurants, retail outlets, boutiques and golf resorts worldwide
- Enjoy up to 20% discount on healthcare packages at 20 participating hospitals
- Enjoy 2% rebate when you are spending money in Watson, Guardian and Caring pharmacies
- Enjoy 15% discount on walk-in rates for all hospital and this is applicable to rates of RM120 and above
- You will also be given access to an exclusive 24-hour personal concierge when you are travelling
- Travel Accident Insurance coverage of up to RM100,000
- Purchase Protection coverage of up to 30 days on eligible purchases
- Enjoy 0% interest on instalment payment plan at all participating merchants
Additional On-going Promotions
Citibank is currently giving out a 20” Limited Edition Condotti Luggage with Swarovski Crystals when you apply for a new Citibank credit card from now until 31st of December. You will also get a cash back of RM50 once your card has been approved. The Limited Condotti Luggage will be yours when you spend a minimum of RM1,500 within the first 60 days after your credit card has been approved. For detailed terms and conditions, kindly refer to Citibank Malaysia’s official website.