Mara Eduloan


Everything You Need To Know About It

Education loans or scholarships in Malaysia today are something which most people dream off obtaining right after they finish their national examination here which is known as the ‘Sijil Pelajaran Malaysia’ or SPM for short, to most people around. The MARA EduLoan 2015 is known to be one of the most sought after scholarships which is only eligible for anyone who is a Bumiputera. The term Bumiputera here refers to all those who have either one parent which is a Malay and practicing Islam. Bumiputera can also mean the aborigines and indigenous for Sabah & Sarawak, their children are also Bumiputeras.

The cold hard truth is, while this is something which every student goes after, you would have to pass your SPM with flying colours in order to qualify. The EduLoan MARA 2015 is not something that is very hard to get but you sure would need a whole lot of luck to be on your side. Let us take a quick look as to what it is all about and just how someone like you can obtain it too.

Getting Started

The first thing which you would need to do is to check the MARA website right after your SPM examination to see if the application is open for you to apply. The process of applying for the MARA EduLoan is not as difficult as it may seem. What you will need to do is fill up the form with all your personal details and you will also need to decide which field you would like to major in and where you would like to go from there. You will be given two main choices and you will need to pay close attention to what you have decided to choose and in which order you have placed them because your first choice is what will be of priority to.

You will get a variety of options to choose your field of major in the PDF form which they have prepared for you and all you need to do is to remember to save all your written details once you are done filling up the form. The flexibility which you will be happy with is that you need not worry about your choices you have made as you still have time to change it before the final closing date of the application.

To all of you who don’t already know, MARA EduLoan is basically a loan which needs to be paid back once you have completed your degree and started working and the amount which you will pay back is based on the class you graduated with your degree. The good thing about the MARA EduLoan is that you will know exactly where your future will be headed to as the number of years to complete the courses and the types of courses available are very clearly stated.

Once you are done with the filling of the application form, you will then need to wait until you receive a notification stating that you have been shortlisted for the interview. You will also be able to check the status of your application just by logging in and checking if there are any issues or is something needs to be updated. There will also be instructions to guide you through out the whole process if you have any trouble with the process.

Take note that you will need to dress up formal for the interview buy you do not need anything over the top like a blazer or a coat. All you need to do is to go through a psychometric test. You will also be made to ask an essay do keep in mind that as much as you would like to show off your writing skills, you will need to keep within the word limit which has been set. Writing more than you should could actually cost you the scholarship itself so make sure you pay attention to the details of what is being asked.


The essay test taken in the final step which you will need to do and once that is done, you will need to wait for MARA to update your status on their website. It really is just that simple.

How To Know If You Are Eligible To Apply

  • You must be a Bumiputera in order to apply for the MARA scholarship
  • The duration of the programme must be more than 1 year
  • Your family income must not exceed RM 10,000 a month or 120,000 a year

Guidelines On How To Apply For The MARA EDU Loan

  • You must have an active bank account from either Maybank, Affin Islamic Berhad, Bank Kerjasama Rakyat, RHB Islamic Bank or CIMB Bank
  • You need to have an active e-mail address
  • You can go to click on the link to apply
  • You will receive a MARA agreement containing a loan offer letter, a few forms and a loan agreement
  • You will need to complete filling up the form before its due date
  • Your documents that are handed in have to be certified and approved by the commissioner of oath

A Final Word

While these might seem like a hassle to do but in reality, it really does not take up that much time and the benefits you will reap from this scholarship later on will be priceless as it just might build a very bright future for you indeed