Public Bank 50 PLUS Savings Account

publicbank

Public Bank 50 PLUS Savings Account is a bank savings account that is designed and catered towards senior citizens. The objective of this Public Bank 50 PLUS Savings Account plan is to offer these senior citizens greater security, making them comfortable and offering them decent returns in their golden years. Public Bank 50 PLUS Savings is a suitable savings plan to be used as your retirement fund.

Benefits

 

  • Easy for individuals aged 50 years old and above to open an account and if you are making a joint deposit account, one of the individuals in that account have to be at least 50 years old and above
  • It offers decent returns based on the interest that are calculated on a basis of multi-tier flat rate and this interest is then compounded and credited to your account on a monthly basis at the end of the month
  • It is easy and convenient to open a Public Bank 50 PLUS Savings Account without the need of having an introducer
  • You will also benefit from additional savings as Public Bank will waive the service charge on your account
  • You will also get different discounts on selected insurance products related to Lonpac Insurance Berhad and many other discounts too
  • There will be a priority service for senior citizens to access Special Care Counters so you can do your banking conveniently without going through the long wait and queues
  • It will only cost you RM2,000 in order to successfully open a Public Bank 50 PLUS Savings Account
  • You only need a maintain a limit as low as RM20 on a monthly basis as your minimum monthly requirement
  • It is easy to access your savings account through any of the Public Bank branches, ATMs and PBe
  • Your savings account is eligible for protection by Perbadanan Insurans Deposit Malaysia (PIDM)

Additional Fees

 

  • There will be an additional RM1.06 inclusive of 6% GST withdrawal fee if you withdraw your money from any of the ATM machines with MEPS Logo
  • There will be an additional RM4.24 inclusive of 6% GST withdrawal fee if you withdraw your money from any of the ATM machines with HOUSe logo
  • There will be an additional RM12.72 inclusive of 6% GST withdrawal fee if you withdraw your money from overseas
  • There will be an additional RM10.60 inclusive of 6% GST for early closure

 

Interest Rates

 

  • 0.1% per annum for savings accounts with a minimum amount of RM 20 to a maximum amount of RM1000
  • 0.2% per annum for savings accounts with a minimum amount of RM 1001 to a maximum amount of RM10000
  • 0.6% per annum for savings accounts with a minimum amount of RM10001 to a maximum amount of RM50000
  • 0.9% per annum for savings accounts with a minimum amount of RM50001 to a maximum amount of RM100000
  • 1.46% per annum for savings accounts with a minimum amount of RM100001 and above

Other Banking Facilities

You can do your banking online through Public Bank’s smartphone app that is available on Google Play Store and Apple Store. As an alternative, phone banking is also available for this Public Bank 50 PLUS Savings Account plan.

 

 

BSN Card Cash Back

bsn cashback

You can now enjoy up to 5% cash back with BSN Visa debit card-i from the existing 0.5% . This offers is only valid for existing and new BSN Visa Debit-i holder when you use the card for online transactions.  BSN Visa Debit Card/-i is available to BSN Saving holders that comes with multi benefits compared to other debit cards.

BSN Visa Debit-i’s benefit includes 0.5% unlimited cash back, Bcard loyalty program, MEPS reimbursement program, PLUSmiles loyalty program and it basically functions as a Tough and Go card. This debit card is accepted worldwide while you can limit your expense compared to credit cards and it is linked to BSN saving accounts.

Terms and conditions 

You will need to use BSN Visa debit card-i  only on VISA payWave terminal or any online eCommerce transaction to be able to enjoy the extra 5% cash back during the campaign period. Each member is only able to enjoy up to a maximum of RM 30 cash back back. There is only a limited of RM 200,000 cash back available which is based on first come basis.

Card holder will bear his or her own responsibility of having their card active throughout the promotion period or the cash back is not valid. The 5% cash back will be credited into card holder’s saving account while it is not transferable to other third party accounts.

This promotional period only valid from 1st March to 30th of June. So hurry up to register for BSN Visa Debit Card-i today.

 

Bank Rakyat Kuala Selangor

Bank Rakyat telah mula ditubuhkan sejak tahun 1954 lagi di bawah Ordinan Koperasi 1948 yang juga dikenali sebagai Akta Koperasi 1993. Ia menjadi bank koperasi Islam terbesar di Malaysia denga jumlah aset bernilai RM 82.88 bilion berakhir di Disember 2013. Pada tahun 2003, Bank Rakyat yang telah melakukan transformasi dalam sistem perbankan di mana sistem perbankan konvensional ditukarkan kepada sistem perbankan Syariah. Perubahan ini telah mencatatkan jumlah keuntungan yang agak tinggi di mana nilai keuntungan sebelum zakat dan cukai adalah berjumlah RM 2.13 bilion selepas 10 tahun perubahan sistem.

 

Sehingga kini, Bank rakyat telah mempunyai 212 cawangan, serta mesin juruwang automatik (ATM) sebanyak 990 buah serta  mesin deposit tunai (CDM) dan 183 Ar-Rahnu X’Change di seluruh negara. Bagi Bank Rakyat Kuala Selangor, yang tidak terkecuali menyediakan perkhidmatan terbaik buat para pelanggan. Antara kemudahan yang disediakan oleh Bank Rakyat Kuala Selangor adalah pembiayaan sewa beli-i AnNaqlu.

 

Bank Rakyat cawangan Kuala Selangor menawarkan pembiayaan sewa beli-i AnNaqlu dengan skim bayaran balik yang lebih fleksibel serta mampu bagi memiliki sebuah kereta tempatan mahupun kereta import. Tempoh pembiayaan kenderaan adalah sehingga 90% dari harga kenderaan semasa dengan pembayaran balik maksimum sehingga 9 tahun.

 

Kelayakan Pembiayaan

  • Warganegara Malaysia yang berumur antara 18 hingga 55 tahun
  • Individu yang bekerja di sektor awam dan swasta mestilah berpendapatan minimum sebanyak RM 1,500 sebulan
  • Mestilah telah bekerja tidak kurang dari 6 bulan

 

Kaedah Pembayaran Balik

  • Pembiayaan secara potongan gaji melalui Biro Perkhidmatan Angkasa
  • Potongan Gaji Majikan (PGM)
  • Bayaran secara elektronik
  • Pindahan Gaji

 

Dokumen Yang Diperlukan

  • 1 Salinan MyKad
  • 1 Salinan Lesen Memandu
  • 1 Salinan 3 bulan Slip Gaji terkini
  • Penyata Transaksi Akaun
  • Salinan Surat Pengesahan Majikan

Fi dan Caj

  • Pembiayaan Sewa Beli Kenderaan-i – RM 10.00
  • Pembiayaan Sewa Beli-i Pesara – RM 10.00 (perlindungan Takaful (DTT) adalah 

  diwajibkan dari syarikat Takaful yang dilantik 

  oleh Bank sahaja)

  • Duti Setem – RM 10.00 (Perjanjian Ijarah)

  RM 10.00 (Perjanjian Penjamin-jika berkenaan)

  • Pengeluaran surat kepada JPJ bagi – RM 15.00 setiap dokumen

perubahan nombor enjin kenderaan,

pertukaran nombor pendaftaran

kenderaan, kad pendaftaran pendua

  • Pengeluaran surat kepada pihak – RM 15.00 setiap dokumen

berkuasa bagi pindahan kenderaan ke

Malaysia Timur dan sebaliknya

 

Lokasi Bank Rakyat Kuala Selangor terletak berhampiran dengan Medan Niaga Kuala Selangor, IPD Kuala Selangor, serta Kompleks PKNS Kuala Selangor. Ia boleh diakses menggunakan kemudahan pengangkutan awam yang tersedia seperti bas awam. Sekiranya anda berada di Medan Niaga Kuala Selangor, anda boleh hanya berjalan kaki sejauh 4 minit sahaja untuk tiba di Bank Rakyat Kuala Selangor ini. Malah, ia hanya mengambil masa kira – kira 11 minit sahaja jaraknya dari Kompleks PKNS Kuala Selangor dan hanya sejauh 523 meter dari IPD Kuala Selangor. Kedudukan Bank Rakyat yang terletak di kawasan berhampiran memudahkan pelanggan mendapatkan pelbagai perkhidmatan perbankan dengan mudah di sini.

 

WAKTU OPERASI

Waktu Operasi Bank Rakyat Kuala Selangor adalah mulai jam 9.00 pagi hingg 5.00 petang pada hari Isnin hingga Khamis. Manakala pada hari Jumaat pula ia dibuka mulai jam 9.00 pagi hingga 12.45 tengahari dan kembali beroperasi pada jam 2.30 hingga 5.15 petang. Pada hari Sabtu, Ahad dan cuti umum, tiada sebarang urusniaga dijalankan.

 

ALAMAT BANK RAKYAT CAWANGAN KUALA SELANGOR

2, Jalan Bendahara 1/1, Taman Bendahara, 45000 Kuala Selangor, Selangor

Sebagai pelanggan, anda boleh menghubungi cawangan ini ditalian 03-32811434 sekiranya mempunyai sebarang pertanyaan. Malah, anda juga boleh menghubungi pusat panggilan tele-Rakyat di talian 1-300-80-5454 (Bebas Tol) dan perbankan internet iRakyat di www.irakyat.com.my.